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Accident

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Mandatory Insurance for “Public Transportation Passengers in Case of Accident:
If you have been injured as a public transportation passenger who has been riding the public transportation vehicle or has been in its proximity before embarking the vehicle or while leaving it and there are consequences for your health, life or body intactness, you have the right to receive compensation (insurance amount). The insurer’s responsibility to pay the insurance amount or the respective part of it arises when the accident has caused death or a permanent loss of the passenger’s ability to perform his/her job duties. In case of an accident, the insured passenger or his/her inheritors have the right to ask the insurer, with whom there is a contract, to pay the insurance amount or the respective part of it. In addition, the Guarantee Fund pays compensations to the passenger from the mandatory insurance for “Public Transportation Passengers in Case of Accident” in case the transportation carrier does not have insurance.

Accident
This is voluntary insurance and is separate from the “Civil Responsibility” insurance. It is used to cover the nonmaterial losses arising from a motor vehicle accident of the automobile’s passenger when there has been a permanent loss of the passenger’s ability to perform his/her job duties or death. If the car in which you or someone related to you have suffered a loss, is covered under such policy, you have the right to receive compensation.